Documentation Index
Fetch the complete documentation index at: /llms.txt
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Risk-based coverage across institutions, products, roles, channels and failure states.
| Dimension | Values to select and test |
|---|---|
| Institution | Permitted bank category; lending NBFC; deposit-taking NBFC; authorised PPI/card issuer; sponsor/co-brand |
| Product | Savings/current/FD/RD/overdraft; loan variants; debit/prepaid/credit; secured/unsecured/corporate/add-on |
| Party/mandate | Individual; minor/guardian; joint; business/signatory; beneficial owner; programme cardholder |
| Channel | Banking Ops; Customer Web; mobile API; ATM; authenticated contracted interface |
| Authority | Maker; independent checker; viewer; assigned branch; finance/risk; issuer/lender; revoked actor |
| State | Pending/active/restricted/dormant/closed; programme off; product version scheduled/expired |
| Money | Zero/negative invalid; smallest unit; exact limit; above limit; insufficient funds; multi-currency/rounding |
| Time | Quote/hold expiry; cutoff; holiday; month/year/leap day; business versus UTC date |
| Reliability | Duplicate; concurrent; dropped response; outage; reordered event; incomplete file; failover |
| Outcome | Rejected; pending; unknown; confirmed; returned; linked reversal; settled/reconciled |
| Case | Combination | Required assertion |
|---|---|---|
| S01 | Bank A actor → Bank B list/detail/export/file | Denied without revealing Bank B data |
| S02 | Branch A actor → unassigned branch | Denied on server, including direct URLs |
| S03 | Customer → removed joint/business mandate | Fresh authority check blocks action |
| S04 | Lending NBFC → savings/debit/PPI offering | Block unless separately authorised configuration exists |
| S05 | PPI programme → prohibited funding/use | Denied despite any enabled credit module |
| S06 | Maker also checker | Reject forbidden self-approval |
| S07 | Terms changed after approval | Stale instruction cannot use silent new economics |
| S08 | Two simultaneous withdrawals near balance | No overspend or duplicated financial effect |
| S09 | Mobile offline retry | Same operation key returns same outcome |
| S10 | API response lost after provider acceptance | Query original instruction; no blind resubmission |
| S11 | Duplicate/out-of-order callbacks | Verify source/order; apply one valid transition |
| S12 | Debit card blocked after authorisation | Handle later presentment under adopted network rules |
| S13 | Partial/late card presentment | Link hold, tolerance and final posting explicitly |
| S14 | Refund after replacement/account closure | Resolve proper original liability and servicing owner |
| S15 | Credit minimum payment versus full payment | Billing/economics follow accepted terms |
| S16 | Credit refund spans statement cycle | Correct balances, dues and subsequent statement |
| S17 | PPI tier/expiry changes with balance | Enforce permitted restriction/redemption policy |
| S18 | FD maturity on non-business day | Adopted calendar/payout and accrual rules apply |
| S19 | RD missed instalment | Agreed arrears/penalty/maturity behaviour, no invented rule |
| S20 | Loan partial payment then returned receipt | Allocation and reversal preserve exact balances |
| S21 | Loan restructure with existing arrears | Versioned schedule, approval, disclosures and books |
| S22 | Security release before repayment finality | Block until authorised discharge conditions |
| S23 | ATM debit, no dispense | Correlate journal/switch; resolve under authoritative rules |
| S24 | ATM partial dispense/retract/power loss | Physical outcome and final debit reconcile once |
| S25 | Cash till mismatch | Exception/dual control, no unauthorised correction |
| S26 | Incomplete settlement statement | Cannot mark reconciliation complete |
| S27 | EOD crash/restart/double scheduler | No duplicate accrual, billing or maturity posting |
| S28 | Backdated event after financial period close | Controlled adjustment/reopening policy |
| S29 | Credential or scope revoked mid-command | Transaction boundary rechecks current authority |
| S30 | Recovery/DR with in-flight payment | Preserve confirmed effect and resolve unknown references |
| S31 | Wrong recipient or expired document link | No disclosure; verified version/hash on authorised download |
| S32 | Report after corrected source | Mark restatement; preserve lineage and prior filing |
| S33 | Dark launch/uncommissioned processor | Customer action unavailable despite module licence |
| S34 | Currency scale/FX rounding | Exact approved representation and balanced rounding entries |
| S35 | Joint/corporate/add-on aggregate limits | Mandate and combined exposure enforced |
| S36 | UI Back/Forward/session expiry | Correct context, safe drafts and no duplicate command |
| S37 | Cheque stop races with paid/clearing status | Show only authoritative effective stop; route already-paid conflicts |
| S38 | Lost mobile device, recycled phone or removed relationship | Approved verified recovery; old authority remains rejected |
| S39 | Financial approval intent changes across channels | Invalidate approval; preserve independent authority and shared counters |